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Title:The determinants of attitudes toward strategic default on mortgages Author(s):GUISO, Luigi; SAPIENZA, Paola; ZINGALES, LuigiDate:2013Citation:
- Journal of finance, 2013, Vol. 68, No. 4, pp. 1473-1515
Type:ArticleAbstract:We use survey data to measure households' propensity to default on mortgages even if they can afford to pay them (strategic default) when the value of the mortgage exceeds the value of the house. The willingness to default ...
Title:The Determinants of Attitudes towards Strategic Default on Mortgages Author(s):GUISO, Luigi; SAPIENZA, Paola; ZINGALES, LuigiDate:2010Type:Working PaperSeries/Number:EUI ECO; 2010/31Abstract:We use survey data to study American households’ propensity to default when the value of their
mortgage exceeds the value of their house even if they can afford to pay their mortgage (strategic
default). The cost of ...
Title:Civic Capital as the Missing Link Author(s):GUISO, Luigi; SAPIENZA, Paola; ZINGALES, LuigiDate:2010Type:Working PaperSeries/Number:EUI ECO; 2010/08Abstract:This chapter reviews the recent debate about the role of social capital in economics. We argue that all the difficulties this concept has encountered in economics are due to a vague and excessively broad definition. For ...