| dc.description.abstract | In the context of the continuous advance of information technologies and biomedicine, and of the creation of economic blocs, this book is devoted to the analysis of the role data protection plays in the integration of markets, with a special emphasis on financial and insurance services.Moreover, it is also concerned with the identification of differences in the data protection systems of EU member states and with the development of common standards and principles of data protection, keeping in mind the need to establish a high level of data protection without unnecessarily constraining the flow of information. The book is divided into four parts. The first one deals with the evolution of the right to privacy, focusing on the last few decades, taking into account the development of new technologies. In this part, an analysis of the European framework of data protection and of its developed standards is carried out. Then, in the second part, the interaction between data protection and the industries selected as case studies, namely insurance, banking and credit reporting, is discussed. This discussion concentrates on specific issues, such as generalisation and discrimination, adverse selection and the processing of sensitive and genetic data, which are the main issues that affect the processing of personal data in these industries. The focus of the third part is the analysis of the legislation of three EU member states (France, Italy and UK). In order to perform this comparative exercise, some important issues are taken into account: the concepts of personal, data protection principles, the role of the data protection authorities, the role of the data protection officer, data subjects’ rights, the processing of sensitive data, and the experience of the case studies in processing data. Moreover, issues related to the specific member states are also considered. Finally and subsequently to the comparative analysis, some recommendations are proposed for updating EU legislation on data protection, so as to reduce the barriers to the establishment of an internal market, mainly for financial and insurance services. | en |
