Open Access
Digital finance in the EU : navigating new technological trends and the AI revolution
Loading...
Files
QM-01-24-186-EN-N.pdf (6.34 MB)
Full-text in Open Access
License
Attribution 4.0 International
Cadmus Permanent Link
Full-text via DOI
ISBN
ISSN
Issue Date
Type of Publication
LC Subject Heading
Other Topic(s)
EUI Research Cluster(s)
Initial version
Published version
Succeeding version
Preceding version
Published version part
Earlier different version
Initial format
Author(s)
Citation
Florence : European University Institute, 2024
[Florence School of Banking and Finance]; EU Supervisory Digital Finance Academy (EU-SDFA)
Cite
MORETTI, Lorenzo, RINALDI, Laura, SCHLOSSER, Pierre (editor/s), Digital finance in the EU : navigating new technological trends and the AI revolution, Florence : European University Institute, 2024, [Florence School of Banking and Finance], EU Supervisory Digital Finance Academy (EU-SDFA) - https://hdl.handle.net/1814/77926
Abstract
This second EU Supervisory Digital Finance Academy (EU-SDFA) e-book offers an overview of the main trends and topics relevant to the Academy. The EU-SDFA is a technical support project launched by the European Commission in October 2022, in cooperation with the European Supervisory Authorities (ESAs) and the Florence School of Banking and Finance (Robert Schuman Centre, EUI). The e-book entails two sections with a total of nine contributions. The first section builds on last year’s e-book and provides an update and reflections on key technological trends shaping the financial industry as well as relevant EU regulatory initiatives. The second section of this year’s e-book deep-dives on the latest and arguably most defining trend of the past couple of years: the rise of artificial intelligence. The e-book is intended to enable past and future EU-SDFA participants to complement their learning experiences, while also providing valuable insights to readers interested in understanding the interplay between digital finance and supervision.
Table of Contents
-- Foreword -- Introduction -- Section 1: Digital Finance Macro Trends -- 1. Market developments based on digital technologies -- 2. A regulatory update on EU digital finance acts and measures -- Section 2: Artificial Intelligence and Financial Services -- 1. The Potential of AI in Traditional Finance -- 2. Artificial Intelligence in the Financial Sector: Risks to Financial Stability -- 3. The risks and impact of AI in the financial sector: AI and sustainability risks -- 4. Transforming Financial Supervision with AI: Insights from the EU -- 5. The global artificial intelligence regulatory landscape -- 6. The EU AI Act: logic, content, and implications for finance -- 7. Ethical and consumer protection considerations -- Conclusions